Total cash on hand refers to the sum total of readily accessible funds an individual has at its disposal. This metric typically includes liquid assets as well as physical currency. It's a vital metric for financial reporting, providing insight into a entity's ability to meet immediate obligations.

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Total cash on hand represents the immediate funds that a business or individual has available at any given moment. It includes all physical currency and easily convertible assets, such as bank balances, along with short-term investments. This metric provides a snapshot of the working capital of an e